Federal Regulation D restricts the number of electronic transfers that can be made out of a savings account to six per calendar month. Electronic transfers include transfers made using Dort Online and Dort by Phone, transfers made out savings to cover an overdraft, and electronic payments/transfers set up with outside companies. Once you have made six electronic transfers out of a savings account in a calendar month, the only way you can make a transfer is to do it in person at one of our offices or at an ATM. This transfer limit does not apply to transfers made into a savings account or transfers made into and out of a share draft/checking account.